insurance ?

Author	Message
yakman	yakman posted 18 Years Ago Topic Details
Group: Forum Member Posts: 50, Visits: 471	Hi i am about to reinsure my g4 ,Where do we stand on the is it modifyed or not argument.I purchased it straight from land rover ,with all the extra on and still working ,eg lights ,whinch,snorkle so it was sold as built br LR.so in my book it is not modifyed Am I right in this or not? regards yakman
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Emon	Emon posted 18 Years Ago Post Details
Group: Committee Members Posts: 695, Visits: 2.5K	When my 110 XS was stolen within 10 months of it being bought, I only managed to get about 75% of the value. It was bought from Nene as a factory fitted Land Rover Adventure vehicle (those silver ones you see at shows) with all the bits. It was insured with RAC, so reputable, but after many letters, they succeeded in pointing out all the small prints which amounted to: - they will assess against standard market value, irrelevant how much I paid for it from the dealer; - Bits added on increase the risk; - when it was insured, they selected the nearest vehicle from the drop down list on ther screen, a bog standard 110 county, so that was their value of the risk. So in the case of G4, best to ask: - Can they insure it as a factory G4 from a risk perspective? - Can they insure it as a premium value G4 110 (or which ever model yours is) from devaluation perspective? - Have they taken the value of the kit into account? Hope this helps. Regards, Emon Chairman 2008 - 2016 Current G4 - D3 LHD V8 BN55WRG Previous G4 - D3 from Belgian national selections, BG08VFK Previous G4 - 110, BT52OVG
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