insurance ?

Author	Message
Emon	Emon posted 18 Years Ago Post Details
Group: Committee Members Posts: 695, Visits: 2.5K	When my 110 XS was stolen within 10 months of it being bought, I only managed to get about 75% of the value. It was bought from Nene as a factory fitted Land Rover Adventure vehicle (those silver ones you see at shows) with all the bits. It was insured with RAC, so reputable, but after many letters, they succeeded in pointing out all the small prints which amounted to: - they will assess against standard market value, irrelevant how much I paid for it from the dealer; - Bits added on increase the risk; - when it was insured, they selected the nearest vehicle from the drop down list on ther screen, a bog standard 110 county, so that was their value of the risk. So in the case of G4, best to ask: - Can they insure it as a factory G4 from a risk perspective? - Can they insure it as a premium value G4 110 (or which ever model yours is) from devaluation perspective? - Have they taken the value of the kit into account? Hope this helps. Regards, Emon Chairman 2008 - 2016 Current G4 - D3 LHD V8 BN55WRG Previous G4 - D3 from Belgian national selections, BG08VFK Previous G4 - 110, BT52OVG
	Reply Like 21
~~willowkis~~	w ~~willowkis~~ posted 18 Years Ago Post Details
w Group: Banned Members Posts: 1.2K, Visits: 9K	Still think insurance is too high considering my current deal is with a high street shop.:) I agree considering they are offering a 15% discount too. Kim :D ___________________________________________ Kim (Born to shop.... :P) Allsebrook (aka willowkis) I've been Tango'd G4 110 - BV55 ZBU - Now registered as K1 CAA Vehicle No. 112 Set-Up & Logistics Thailand & Laos
	Reply Like 7
stu_007	stu_007 posted 18 Years Ago Post Details
Group: G4 Member Posts: 1.1K, Visits: 22K	Sureterm seemed to be little off put by the fact my wife had a claim a couple of years ago when some plonker tried to steal our car at the time. Apart from that I'm an insurance persons best bet, what with my employment and a low risk postcode. I found cheaper with Adrian Flux who interestingly said that although the car wasn't modified I would still have to list every bit of kit on the car, even down to the light guards. A bonus was that as it was a specialist insurance they tended to be cheaper as less people claimed as they looked after their vehicles better!! Still think insurance is too high considering my current deal is with a high street shop.:) Current: "YYS" Range Rover 2006 Thailand Support Vehicle - Fleet No 81 Previous: "OWD" D2 Commercial (IBIJ-666) 2003 Australia - Support Vehicle "AVJ" F2 (4826 YBP) 2007 Mongolian Recce Vehicle "OZR" D110 (1930 YBA) 2007 Mongolian Recce Vehicle "GHZ" D110 2003 South Africa - Team Vehicle No 60 2006 Setup and Communication Vehicle
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~~willowkis~~	w ~~willowkis~~ posted 18 Years Ago Post Details
w Group: Banned Members Posts: 1.2K, Visits: 9K	I too phoned them for a quote on a 110 fully comp and protected no claims and insurance for my rooftent, all for the sum of £306.00. Kim ;) ___________________________________________ Kim (Born to shop.... :P) Allsebrook (aka willowkis) I've been Tango'd G4 110 - BV55 ZBU - Now registered as K1 CAA Vehicle No. 112 Set-Up & Logistics Thailand & Laos
	Reply Like 7
TJ101	TJ101 posted 18 Years Ago Post Details
Group: Forum Member Posts: 730, Visits: 2.6K	I would say thats dear Stu, presuming a clean history ?? That very need to what i was quoted for the 911TT Regards Tim Temporary G4 less :( 15 110 TDCi XS, 90 V8 Hybrid, RR Vogue SE :) Gone 06 RRS G4 (BV55 YZN), 08 D3 G4 TDV6 (BD08 VTG) http://www.wessex4x4response.org.uk/
	Reply Like 29
stu_007	stu_007 posted 18 Years Ago Post Details
Group: G4 Member Posts: 1.1K, Visits: 22K	I've just rung Sureterm for a quote for the 110 currently for sale at Nene, and was quoted £572 protected fully comp. This was with a club discount (would obvouisly join upon buying one!). To be honest, I was expecting something a little cheaper, considering the current price for my 90 XS Station Wagon is currently £323! Current: "YYS" Range Rover 2006 Thailand Support Vehicle - Fleet No 81 Previous: "OWD" D2 Commercial (IBIJ-666) 2003 Australia - Support Vehicle "AVJ" F2 (4826 YBP) 2007 Mongolian Recce Vehicle "OZR" D110 (1930 YBA) 2007 Mongolian Recce Vehicle "GHZ" D110 2003 South Africa - Team Vehicle No 60 2006 Setup and Communication Vehicle
	Reply Like 31
~~willowkis~~	w ~~willowkis~~ posted 18 Years Ago Post Details
w Group: Banned Members Posts: 1.2K, Visits: 9K	Hello Yakman, Here are Sureterm's details: To offer you even better rates, Sureterm can give you an additional 15% discount on your 4 x 4 insurance if you are a member of a 4 x 4 owners club. Please call us to get the very best 4 x 4 insurance quote for your 4 x 4. Call now on 0845 20 20 230 for a FREE 4x4 insurance quote and learn about the savings and the increased policy benefits we offer >>>>>>>>>>>>>>>>>>>>>>>>>>>>>> If you do ring, I'd be interestd in what they offer as a quote. ;) Kim :D ___________________________________________ Kim (Born to shop.... :P) Allsebrook (aka willowkis) I've been Tango'd G4 110 - BV55 ZBU - Now registered as K1 CAA Vehicle No. 112 Set-Up & Logistics Thailand & Laos
	Reply Like 7
martin bisby	martin bisby posted 18 Years Ago Post Details
Group: G4 Member Posts: 657, Visits: 2.7K	yakman insure your G4 as factory fitted mods, all were standard as produced by LR so should not be classed as modified as in joe bloggs 4 x 4 (of dubious origin etc) try sureterm and quote your club membership number for discount regards martin 2003 Stage 3 Event Vehicle D2 V8i ES Founding Chairman G4 Owners Club
	Reply Like 31
~~willowkis~~	w ~~willowkis~~ posted 18 Years Ago Post Details
w Group: Banned Members Posts: 1.2K, Visits: 9K	yakman (11/22/2007) Hi i am about to reinsure my g4 ,Where do we stand on the is it modifyed or not argument.I purchased it straight from land rover ,with all the extra on and still working ,eg lights ,whinch,snorkle so it was sold as built br LR.so in my book it is not modifyed Am I right in this or not? regards yakman Hello Yakman, Ours is insured as unmodified. We've also listed all the parts (snorkel, winch, lights, stickers, etc. etc.) separately with the insurance company. I hope this helps. Kim :D ___________________________________________ Kim (Born to shop.... :P) Allsebrook (aka willowkis) I've been Tango'd G4 110 - BV55 ZBU - Now registered as K1 CAA Vehicle No. 112 Set-Up & Logistics Thailand & Laos
	Reply Like 7
yakman	yakman posted 18 Years Ago Topic Details
Group: Forum Member Posts: 50, Visits: 471	Hi i am about to reinsure my g4 ,Where do we stand on the is it modifyed or not argument.I purchased it straight from land rover ,with all the extra on and still working ,eg lights ,whinch,snorkle so it was sold as built br LR.so in my book it is not modifyed Am I right in this or not? regards yakman
	Reply Like 31